Home
Blog
Blackjack basic strategy chart: what to do with every hand

Blackjack basic strategy chart: what to do with every hand

Blackjack basic strategy chart: what to do with every hand
Author
Gustavs Ērkšķis-Kreicbergs
Updated
09.10.2026

A blackjack basic strategy chart shows, for every hand you hold against the dealer's up card, the decision with the smallest expected loss. Played exactly, at an eight-deck table where the dealer stands on 17, the house edge is about 0.4%. The chart lowers the edge; it does not remove it. The rules of the game, card values and card counting are on our blackjack page; this article is the chart itself and the numbers behind it.

Blackjack basic strategy chart

The chart is built for a table with 4 to 8 decks where the dealer stands on all 17s, checks for blackjack, and you may double on any two cards, including after a split.

It matches the Wizard of Odds basic strategy for these rules. There are five actions: hit, stand, double, double if allowed (otherwise stand), and split. A soft hand is a hand in which an ace counts as 11 (an ace and a 6 is soft 17); a hard hand has no such ace. The number after "against" is the dealer's up card.

Hard hands

  • 5 to 8 - always hit.
  • 9 - double against 3 to 6, otherwise hit.
  • 10 - double against 2 to 9, hit against 10 and ace.
  • 11 - double against 2 to 10, hit against an ace (*).
  • 12 - stand against 4 to 6, otherwise hit.
  • 13 to 16 - stand against 2 to 6, hit against 7 to ace.
  • 17 and up - always stand.

Soft hands

  • A,2 and A,3 - double against 5 and 6, otherwise hit.
  • A,4 and A,5 - double against 4 to 6, otherwise hit.
  • A,6 - double against 3 to 6, otherwise hit.
  • A,7 - stand against 2 (*); double if allowed against 3 to 6, otherwise stand; stand against 7 and 8; hit against 9, 10 and ace.
  • A,8 - always stand (*).
  • A,9 - always stand.

Pairs

  • A,A - always split.
  • 10,10 - never split, stand.
  • 9,9 - split against 2 to 6, 8 and 9; stand against 7, 10 and ace.
  • 8,8 - always split.
  • 7,7 - split against 2 to 7, otherwise hit.
  • 6,6 - split against 2 to 6, otherwise hit (split against 2 only if you may double after splitting).
  • 5,5 - do not split; play it as 10: double against 2 to 9, hit against 10 and ace.
  • 4,4 - split against 5 and 6 if you may double after splitting, otherwise hit.
  • 3,3 and 2,2 - split against 2 to 7, otherwise hit (split against 2 and 3 only if you may double after splitting).

(*) If the dealer hits soft 17: double 11 against an ace, and double if allowed (otherwise stand) with A,7 against 2 and A,8 against 6.

How to read the chart

Check for a pair first, then whether the hand is soft, and only then go to the hard hands.

  • Do you hold two cards of the same rank? Start with the pairs. If they say "do not split", play the hand as its total.
  • Do you have an ace counting as 11? Use the soft hands.
  • Everything else goes by the hard hands.

If the chart says "double" but you can no longer double (you already hold three cards, for example), hit. If it says "double if allowed, otherwise stand", stand. When you split aces, each ace gets one card only.

When the dealer busts most often

With an up card from 2 to 6 the dealer busts about 35 to 42% of the time, with 7 to ace only 17 to 26% - and that drives most of the chart.

The chance that the dealer busts, by up card:

  • 2 - 35.4%
  • 3 - 37.4%
  • 4 - 39.5%
  • 5 - 41.6%
  • 6 - 42.3%
  • 7 - 26.2%
  • 8 - 24.5%
  • 9 - 22.8%
  • 10 - 23.0%
  • Ace - 16.7%

The calculation is for an infinite deck with the dealer standing on all 17s; for a 10 and an ace it shows the situation after the dealer has checked for blackjack, which is when you decide. If the dealer hits soft 17, the chance rises to 44.0% with a 6 and to 20.1% with an ace.

A hand of 12 to 16 is awkward: hit it and it easily busts, stand on it and it wins only when the dealer busts. Against 2 to 6 the dealer busts more than a third of the time, so with 13 to 16 you stand and let the dealer take the risk. Against 7 to ace the dealer usually makes 17 or more, so the same hand would lose too often without another card. The exception is 12 against 2 and 3: here you hit, because only a ten-value card busts a 12, and the dealer busts less often with a 2 or 3 than with 4 to 6.

When to double and when to split

Double 11 against everything except an ace, always split aces and eights, and never split tens or fives.

With 11 you hold the best starting hand for doubling, because any ten-value card makes 21. Double 10 against 2 to 9. Always split aces: two aces together are only 2 or 12, but each one alone is a strong start. Always split eights, because 16 is the weakest two-card hand there is, while 8 is a reasonable start. Do not split tens, because 20 is already one of the best hands. Do not split fives, because 10 is a good hand to double, while each five alone is a weak start.

With 9,9 against 7, stand: you have 18, and the dealer's most likely result with a 7 is 17. Stand with 9,9 against 10 and ace too, because splitting against a strong card would only add to the loss.

What the chart does not change

The chart reduces your expected loss but does not remove the house edge: even with no mistakes, you lose on average about 0.43% of every initial bet over the long run.

We ran the chart through a computer simulation - 100 million rounds per rule set, eight decks shuffled before every round. At a table where the dealer stands on 17 and blackjack pays 3:2, the house edge came out at 0.43%. Out of every 100 rounds, about 43 were won, 48 lost and 9 ended in a push.

So even with the chart you lose more hands than you win. The chart pays its way through 3:2 blackjacks and doubled bets, not through winning more often. A 0.43% house edge is the same thing as a 99.57% RTP - how the two figures relate is explained in our article on RTP and volatility.

In blackjack your decisions change the edge; in roulette no decision does, which is why no roulette system beats it. What that looks like in numbers is in our roulette strategies test. Whatever strategy you use, set a budget and a stopping point before you start - the tools that help are collected in our article on responsible gambling tools.

Rules to check before you play

Some table rules cost more than most playing mistakes, and the most expensive is blackjack paying 6:5 instead of 3:2.

How many percentage points each rule adds to the house edge, compared with the table the chart is built for (Wizard of Odds):

  • Blackjack pays 6:5 instead of 3:2 - plus 1.39 points. In our simulation 0.43% became 1.80%.
  • Dealer hits soft 17 - plus 0.22 points. The simulation gave 0.64%.
  • No doubling after a split - plus 0.14 points.
  • European no-hole-card rules (the dealer takes the second card only after your decisions) - plus 0.11 points.

Insurance is a separate bet with its own house edge. When the dealer shows an ace, eight decks leave 128 ten-value cards among the 415 unseen. The bet pays 2:1, so on average it returns (2 x 128 - 287) / 415 = -7.47%, a house edge of about 7.5%. The chart never takes insurance.

A table's rules are usually in its information or help panel - take a look before your first bet. If you play with a bonus, note that blackjack often counts only partly towards wagering, or not at all - how that works is explained in our wagering requirements guide.

Laimz and Tonybet, casinos licensed in Latvia, have live blackjack tables. There too, open the table rules before you play and make sure blackjack pays 3:2. Other casinos are in our full casino list.

The chart online and at live tables

The chart works the same at computer (RNG) tables and live tables, because the maths is the same at both.

Card counting does not work at RNG tables, because the decks are shuffled before every round - more on counting on our blackjack page. Side bets such as 21+3 and Perfect Pairs are outside the chart and carry their own house edge. How live tables changed casino games is covered in our article on live casino shows.

Blackjack is gambling, and you can lose money at it. The chart lowers the expected loss; it is not a way to win. Set a budget before you start and stop when it is spent. Our responsible gambling page collects the tools that help, including Latvia's self-exclusion register. Gambling is for people aged 18 and over.

Gustavs Ērkšķis-Kreicbergs, SpinsPilot author
iGaming industry expert
Gustavs is the former COO of the casino "Spēlēt.lv" with more than 6 years of experience in iGaming marketing. He writes about industry news, its history and how casino offers are actually built.
Read more

Best casinos to play at

Frequently asked questions

Can you win with blackjack basic strategy?
When should you split pairs in blackjack?
Should you take insurance?
What do you do with 16 against a dealer 10?
Does the chart work for live blackjack?

Become a pro

Read more →
Poker

Master the most popular card game around, where skill counts for as much as luck. Learn the hand rankings, basic strategy and how to read your opponents so you can sit down at the table with confidence.

Roulette

This guide has everything you need to know about improving your odds at roulette while enjoying this thrilling casino classic.

Blackjack

Master the casino's most popular card game, where skill meets luck. Learn basic strategy, card-counting techniques and how to maximise your odds against the dealer in a classic table game that has entertained players for centuries.

Baccarat

Baccarat is one of Europe's oldest card games. Today it ranks alongside poker and blackjack as a casino classic. Players around the world love baccarat - it is easy to learn and the rounds are fast and exciting.

wise
Wise
usdt
Tether
usdc
USD Coin
trustly
Trustly
swedbank
Swedbank
solana
Solana
sepa
SEPA
seb
SEB
paysera
Paysera
paypal
PayPal
neteller
Neteller
muchbetter
MuchBetter
mifinity
MiFinity
luminor
Luminor
litecoin
Litecoin
indexo
Indexo
ethereum
Ethereum
dogecoin
Dogecoin
citadele
Citadele
cardano
Cardano
bitcoin
Bitcoin
apple-pay
Apple Pay
crypto
Crypto
google-play
Google Pay
master-card
Mastercard
payafe
Paysafecard
revolut
Revolut
skrill
Skrill
visa
Visa